City Comparison · 2026

Lincoln vs Chelmsford 2026

East Midlands

Lincoln

Median Salary £28,000

Cost of Living 62/100

Avg Rent (1 bed) £650/mo

Real Take-Home £22,300/yr

Job Growth ↑ 3.2%

Unemployment 5%

East of England

Chelmsford

Median Salary £35,000

Cost of Living 78/100

Avg Rent (1 bed) £1,100/mo

Real Take-Home £24,200/yr

Job Growth ↑ 4%

Unemployment 3.5%

Verdict

Which City Wins?

Best Real-Terms Salary

Chelmsford

Best take-home pay after accounting for rent and cost of living.

Best for Affordability

Lincoln

Lower cost of living index means your money goes further every day.

Highest Headline Salary

Chelmsford

Higher median salary before cost of living is taken into account.

Lowest Rent

Lincoln

More affordable average rents leave more of your salary in your pocket.

Best for Career Growth

Chelmsford

Higher job growth rate and more active job market for ambitious professionals.

Best Overall Value

Chelmsford

When salary, cost of living and rent are all considered together.

Top Salaries: Lincoln vs Chelmsford

Lincoln

Lincoln is a historic cathedral city with growing manufacturing and higher education sectors.

Full Lincoln Guide →

Chelmsford

Chelmsford is a major commuter city for London with strong professional services and technology sectors.

Full Chelmsford Guide →

Live Jobs

Jobs in Lincoln

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Live Jobs

Jobs in Chelmsford

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