City Comparison · 2026

Oxford vs Chelmsford 2026

South East England

Oxford

Median Salary £40,000

Cost of Living 90/100

Avg Rent (1 bed) £1,400/mo

Real Take-Home £25,000/yr

Job Growth ↑ 4.5%

Unemployment 2.8%

East of England

Chelmsford

Median Salary £35,000

Cost of Living 78/100

Avg Rent (1 bed) £1,100/mo

Real Take-Home £24,200/yr

Job Growth ↑ 4%

Unemployment 3.5%

Verdict

Which City Wins?

Best Real-Terms Salary

Oxford

Best take-home pay after accounting for rent and cost of living.

Best for Affordability

Chelmsford

Lower cost of living index means your money goes further every day.

Highest Headline Salary

Oxford

Higher median salary before cost of living is taken into account.

Lowest Rent

Chelmsford

More affordable average rents leave more of your salary in your pocket.

Best for Career Growth

Oxford

Higher job growth rate and more active job market for ambitious professionals.

Best Overall Value

Oxford

When salary, cost of living and rent are all considered together.

Top Salaries: Oxford vs Chelmsford

Oxford

Oxford combines world-class academia with a growing biomedical and technology cluster. Very high cost of living relative to salary.

Full Oxford Guide →

Chelmsford

Chelmsford is a major commuter city for London with strong professional services and technology sectors.

Full Chelmsford Guide →

Live Jobs

Jobs in Oxford

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Live Jobs

Jobs in Chelmsford

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