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Wales · 2026

Average Salary in Cardiff 2026

Median Salary
£32,400
Annual, all sectors
Cost of Living
66
Index (London = 100)
Avg Rent (1 bed)
£800
Per month
Real Take-Home
£24,800
After rent, per year

Overview

Cardiff is the capital of Wales and a growing business hub with a strong public sector and emerging technology scene.

The median salary in Cardiff is £32,400 per year. With a cost of living index of 66/100 (London = 100) and average rents of £800/month, residents typically retain £24,800 per year in real spending power after rent — an important figure that headline salaries don't reveal.

Cost of Living: Cardiff vs UK Cities

Cost of living index where London = 100. Lower score = more affordable. Cardiff is highlighted.

London
100
Edinburgh
79
Bristol
78
Manchester
72
Leeds
70
Birmingham
68
Cardiff
66
Liverpool
65
Sheffield
63
Newcastle
61

Best Paying Jobs in Cardiff

Full city salary breakdown coming soon. Browse all UK salary guides →

Cardiff Job Market at a Glance

Median Annual Salary£32,400
Cost of Living Index66/100
Average Rent (1 bed)£800/mo
Real Take-Home After Rent£24,800/yr
Unemployment Rate4.4%
Job Growth (YoY)↑ 4%
Population366,000

Top Industries in Cardiff

Public Sector Finance Creative Healthcare Technology

Major Employers in Cardiff

NHS Wales Admiral BBC Wales Legal & General Cardiff University

Data Sources

ONS Regional Stats 2026 HMRC PAYE Data Rightmove Rental Index Numbeo UK Reed.co.uk
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